About Us
Research | Find | Buy
ReFiBuy, is an homage to how people shop both online and offline. They Research, Find, Buy. Our goal is to leverage agentic technology to solve some of e-commerce’s hardest problems. These problems all live within the Research, Find, Buy cycle.
Research
Step 1
Discover the right product for your needs. Compare features, read reviews, and explore options whether it's the latest gadget or the perfect gift for your 12-year-old niece.
Find
Step 2
Narrow down your choices and compare availability, prices, shipping times, and payment options. Get the details that matter before making your decision.
Buy
Step 3
You've found the perfect product now complete your purchase with confidence. Choose the best deal, finalize delivery options, and enjoy a seamless checkout experience.
Grow with ReFiBuy
At ReFiBuy, our solutions are built for brands and retailers, but they ultimately empower consumers to Research, Find, and Buy with ease. We’re driven to accelerate e-commerce growth beyond its current 7-8% rate and push it back toward 20%+ expansion.
7-8%
Current Growth Rate
20%+
Expected Growth Rate
The Evolution of the Research, Find, Buy Journey
How consumers make purchasing decisions has evolved over more than a century, shaped by psychology, technology, and commerce. From early advertising models to today’s digital-first shopping experience, the Research, Find, Buy cycle remains a core framework in understanding how people discover and purchase products. Here’s a look at its history:
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1898 – The Birth of Consumer Decision Theory
E. St. Elmo Lewis, an early advertising pioneer, introduced the AIDA framework (Attention, Interest, Desire, Action) to formalize how consumers move from awareness to purchase.
While some debate his authorship, with a name like E. St. Elmo Lewis, we’ll go with innocent until proven otherwise! AIDA was first applied to life insurance sales.
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1910 – John Dewey’s Five-Stage Buying Process
Philosopher John Dewey outlined five key stages in consumer decision-making in his book How We Think:
1. Problem/Need Recognition
2. Information Search
3. Evaluation of Alternatives
4. Purchase Decision
5. Post-Purchase Evaluation -
1999 – Research, Find, Buy Takes Shape
Our co-founder and CEO, Scot Wingo, first encountered the Research, Find, Buy concept while meeting Pierre Omidyar at eBay during his time at AuctionRover.
This simple yet powerful framework for understanding e-commerce behavior stuck with him for decades.
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2005 – Microsoft’s Vision of a ‘Seamless Marketplace’
In a memo, Microsoft CTO Ray Ozzie described a future where consumers could Research, Find, and Buy anything they wanted seamlessly.
While we suspect an ex-eBay team member influenced this thinking, the exact origins remain a mystery.
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2009 – McKinsey’s Consumer Decision Journey
McKinsey challenged the traditional funnel model, introducing the idea of consecutive loops instead where initial consideration, active evaluation, and post-purchase engagement play an ongoing role in the buying cycle.
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2025 & Beyond – The Future of Research, Find, Buy
Today, research shows that while most consumers start their journey online, 82% of transactions still happen in-store.
We believe this will invert, with online purchasing becoming dominant. At ReFiBuy, we’re building solutions to reignite e-commerce growth delighting consumers at every step of their Research, Find, Buy journey.
What Does Agentic Mean?
Large Language Models
Large Language Models (LLMs), or GPTs such as OpenAI’s ChatGPT family of offerings, Google Gemini, Anthropic’s Sonnet models and so on.

Retrieval Augmented Generation
Retrieval Augmented Generation (RAG), introduced by Facebook researchers in 2020, enhances LLMs by giving them access to real-time, industry-specific data sources like databases.
While LLMs are trained on vast datasets, they often generate 'hallucinations' or incorrect or fabricated information. RAG mitigates this by grounding responses in reliable, domain-specific data, effectively acting as a filter that reduces inaccuracies and improves contextual relevance.

Agentic frameworks
In 2022 and 2023, both the open-source community (LangChain) and commercial players (Microsoft’s Semantic Kernel) introduced frameworks that simplified the development and orchestration of AI agents.
It’s worth noting that ‘agent’ is a broad term. At ReFiBuy, our agents are ‘headless’ as they operate without a user interface, executing tasks like booking flights, modifying databases, and transforming data. These agents function under the direction of an LLM-powered ‘electronic brain,’ often integrated with an industry-specific RAG database to enhance accuracy and relevance.

Isn't Everything AI?
When we say AI at ReFiBuy, we start the clock at the release of ChatGPT on November 30th, 2022. While GPTs had been around for a long time before, ChatGPT was the starting gun for the large language model (LLM) AI race.
We’re excited about this new wave of technology and the innovative ways it’s transforming problem-solving. At ReFiBuy, we’re bringing these advancements to retail and demonstrating their impact firsthand. If you’re interested in diving deeper, here are some foundational materials we highly recommend:
- LLMs & GPTs: Google’s groundbreaking 2017 paper, "Attention Is All You Need", which laid the foundation for Generative Pre-trained Transformers (GPTs).
- RAG: Facebook’s influential 2020 paper, "Retrieval-Augmented Generation for Knowledge-Intensive NLP Tasks", exploring how real-time retrieval improves LLM accuracy.
- Agentic Frameworks & Systems: Anthropic’s excellent blog post, "Building Effective Agents", which dives into how AI agents can be designed for complex problem-solving.
Teamwork begins by building trust
We founded ReFiBuy to apply Agentic AI technology and drive new innovation in e-commerce and retail. At the same time, we see this as an opportunity to build something entirely new—an AI-native company designed to leverage next-gen intelligence, automation, and adaptability.
Our team thrives on curiosity, execution, and a shared belief that technology should make commerce smarter, faster, and better for everyone.
Contact Us
Whether you want to learn more, ask questions, or get involved, we’d love to hear from you.